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At Accenture · Insurance, Singapore
Loss Ratio Reduction
Sharper risk segmentation at underwriting for a BFSI portfolio.
~$1M net business impact
The problem
Elevated loss ratios in the Singapore portfolio, driven by inadequate risk segmentation at the underwriting stage.
What I did
Defined model and data quality requirements — features, target, validation criteria — with underwriting and actuarial teams, then owned delivery end to end on Dataiku: pipeline, modelling, validation and deployment into the client's infrastructure.
Impact
Improved risk-scoring accuracy enabled more precise pricing and underwriting, delivering around $1M in net business impact.
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